Aging comes with different health risks.
According to the Centers for Disease
Control and Prevention (CDC), growing old can enhance the chance of developing long-term
diseases, including cancer, dementia, heart disease, type 2 diabetes,
arthritis, and many more.
To help prevent, detect, or treat such chronic
illnesses from our elderly loved ones, MediCard, a leading Health and
Maintenance Organization (HMO) in the Philippines, believes that having the
right healthcare coverage is crucial. Fortunately, the top HMO provider offers
premier healthcare coverages, such as MediCard Select and Medicard VIP, to give
access to the best possible care for our senior loved ones in their golden
years.
MediCard
Select: A healthcare coverage for all ages
MediCard Select is an
advanced solution that enables members of all ages to access healthcare
coverage with reduced costs and fund management. Available in accredited
providers in the country, members of such coverage will only pay for the
services they used; hence any remaining funds can be refunded.
If your elderly loved
one qualifies, MediCard Select covers hospitalization, outpatient treatment,
and preventive healthcare. For individuals over 30 years of age, their annual
physical exam (APE) includes the following eight blood chemistries: fasting
blood sugar, total cholesterol, uric acid, creatinine, BUN, HDL, LDL, and
triglycerides. For those below 30, their APE includes flu vaccines. APEs may be
done in any MediCard free-standing clinic.
Additionally, this
offer has dental benefits to ensure your loved ones have the brightest smiles,
such as consultations, oral examinations, tooth removal, oral prophylaxis, and
more. Meanwhile, the refundable revolving fund starts at PhP 58,000 for members
over 60 years of age, while it is PhP 30,000 for those who are 60 years old and
below.
MediCard VIP:
The best possible coverage for your loved ones
For
healthcare coverage with a premium and broad range of health benefits for your
senior loved ones, nothing beats the MediCard VIP.
Aside from having the chance to pick the treating doctor, it covers treatments
in five-star hospitals in the country, executive checkups, and coverage for
pre-existing conditions, among others.
Other
than that, if your senior loved ones like to travel, this healthcare plan can
guard them wherever they go. For instance, members traveling 150 kilometers or
more for less than 90 days can take advantage of consultation and evaluation
with Assist America's medical staff in its Operations Center, referrals to
doctors, and medical monitoring in case of emergency.
In
addition, Assist America can arrange for your loved one’s transportation with
an escort to return home securely in the event of an emergency and assist with
their hospital admittance on a reimbursement basis.
More
healthcare benefits are in store for your loved ones with MediCard VIP. It
allows members to utilize the facilities and services of MediCard Lifestyle
Center, which include fitness and conference rooms, weight loss programs,
dietary counseling, diamond peel at its Skin and Body clinic, and yoga classes
at Surya Fitness.
The
annual premium starts at PhP 32,993 for your loved ones who are 61 to 65 years
old. Meanwhile, the price begins at PhP 25, 379 for 60 years old and below.
MediCard
is a leading HMO founded and managed by doctors. Over the years, it has
provided the most comprehensive and innovative healthcare programs and fitness
activities to help people achieve healthier lives.
To learn more about
MediCard Philippines, visit its website at https://www.medicardphils.com/.
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