Aging comes with different health risks. According to the Centers for Disease Control and Prevention (CDC), growing old can enhance the chance of developing long-term diseases, including cancer, dementia, heart disease, type 2 diabetes, arthritis, and many more.
To help prevent, detect, or treat such chronic illnesses from our elderly loved ones, MediCard, a leading Health and Maintenance Organization (HMO) in the Philippines, believes that having the right healthcare coverage is crucial. Fortunately, the top HMO provider offers premier healthcare coverages, such as MediCard Select and Medicard VIP, to give access to the best possible care for our senior loved ones in their golden years.
MediCard Select: A healthcare coverage for all ages
MediCard Select is an advanced solution that enables members of all ages to access healthcare coverage with reduced costs and fund management. Available in accredited providers in the country, members of such coverage will only pay for the services they used; hence any remaining funds can be refunded.
If your elderly loved one qualifies, MediCard Select covers hospitalization, outpatient treatment, and preventive healthcare. For individuals over 30 years of age, their annual physical exam (APE) includes the following eight blood chemistries: fasting blood sugar, total cholesterol, uric acid, creatinine, BUN, HDL, LDL, and triglycerides. For those below 30, their APE includes flu vaccines. APEs may be done in any MediCard free-standing clinic.
Additionally, this offer has dental benefits to ensure your loved ones have the brightest smiles, such as consultations, oral examinations, tooth removal, oral prophylaxis, and more. Meanwhile, the refundable revolving fund starts at PhP 58,000 for members over 60 years of age, while it is PhP 30,000 for those who are 60 years old and below.
MediCard VIP: The best possible coverage for your loved ones
For healthcare coverage with a premium and broad range of health benefits for your senior loved ones, nothing beats the MediCard VIP. Aside from having the chance to pick the treating doctor, it covers treatments in five-star hospitals in the country, executive checkups, and coverage for pre-existing conditions, among others.
Other than that, if your senior loved ones like to travel, this healthcare plan can guard them wherever they go. For instance, members traveling 150 kilometers or more for less than 90 days can take advantage of consultation and evaluation with Assist America's medical staff in its Operations Center, referrals to doctors, and medical monitoring in case of emergency.
In addition, Assist America can arrange for your loved one’s transportation with an escort to return home securely in the event of an emergency and assist with their hospital admittance on a reimbursement basis.
More healthcare benefits are in store for your loved ones with MediCard VIP. It allows members to utilize the facilities and services of MediCard Lifestyle Center, which include fitness and conference rooms, weight loss programs, dietary counseling, diamond peel at its Skin and Body clinic, and yoga classes at Surya Fitness.
The annual premium starts at PhP 32,993 for your loved ones who are 61 to 65 years old. Meanwhile, the price begins at PhP 25, 379 for 60 years old and below.
MediCard is a leading HMO founded and managed by doctors. Over the years, it has provided the most comprehensive and innovative healthcare programs and fitness activities to help people achieve healthier lives.
To learn more about MediCard Philippines, visit its website at https://www.medicardphils.com/.