Social media feeds are flooded with graduation photos,
videos, and congratulatory greetings. With one chapter closing, comes another
one. If you’re a fresh college graduate, it’s time to welcome the “adulting
life” and the grown-up responsibilities that come with it. As you build your career and earn your own
money, you’ll have greater purchasing power. Hence, it’s important to take
control of your finances early on. ShopeePay, Shopee’s integrated mobile
wallet, can help you in this aspect.
With ShopeePay’s cost-saving features and rewarding perks,
you can become a financially-savvy young adult. Here are tips to help you get
ready for adulting:
Set aside a budget
for savings and expenses
Allocate a portion of your monthly income for expenses and
a percentage for savings. To avoid accidentally using your savings, you can
transfer your allotted expenses to your ShopeePay wallet and use it for your
transactions. Skip admin fees and cash in for free when you link your BPI or
UnionBank account. For other banks, simply use your bank’s online app and cash
in via InstaPay to get up to P25 cashback on your first two InstaPay
transactions per month.
Send money for free
when you make your transactions
Online money transfers are very convenient. However, you
have to pay additional interbank or e-wallet fees if your recipients have
different bank accounts. The fees seem like a small amount at first, but they
add up over time. If you’re using ShopeePay, you don’t need to settle any fees
because you can send money for free to any bank, e-wallet, or Shopee user.
Aside from the instant savings, you’ll also stand a chance
to win coins and money when you join ShopeePay promos like ShopeePay Mission and Happy
Hour. If you’re lucky, you can add your winnings to your budget.
Be more
cost-effective when giving gifts
When it comes to gift-giving, you don’t necessarily have to
purchase actual presents and pay additional delivery fees. Sending money is an
economical and practical alternative to convey your good wishes. Now that
you’re an adult, you’ll come to realize that a lot of people appreciate
monetary gifts. ShopeePay has a feature called Ang Pao
that allows you to instantly send money to multiple people in one go, all for
free, which is a perfect way to gift your friends during special occasions. You
can also use Ang Pao to surprise your parents—a thoughtful way of giving back
to them after putting you through school.
Take advantage of
discounts when paying bills and personal necessities
As you take on more responsibilities in your household,
bills tend to pile up. Every month, you’ll have to pay for utilities like
electricity, water, cable, landline, and internet. With ShopeePay, you can
conveniently pay your monthly bills online and even get up to 100% cashback for
your transactions for new users (minimum spend P180, capped at 180 coins).
Connection is important as you grow your professional
network, both online and face-to-face.
When reloading your prepaid SIM, buy mobile data and load with ShopeePay
to get up to a 10% discount.
Be a smart spender
and bargain hunter
Adulting is also about having fun and rewarding yourself as
long as it’s within your budget. Before making a purchase, think hard first if
it’s something you’ll be using for a long time. The next thing you should
consider is where to buy it and how to pay for it so you can get your money’s
worth. If it’s on Shopee, pay for it with ShopeePay to access shipping
discounts and cashback vouchers. For more bargains, make it a habit to check
“ShopeePay Near Me” on the Shopee app to
enjoy exclusive deals for as low as P1 from groceries, gas stations, food &
beverage outlets, and more.
Navigating the real world and taking on financial
responsibilities can be challenging for new graduates. Follow these tips from
ShopeePay and start developing good financial habits.
To learn more about ShopeePay, visit https://shopee.ph/m/shopee-pay.
Follow ShopeePay’s Instagram and Facebook
pages to be updated with the latest promos.
END
About Shopee
Shopee
is the leading e-commerce platform in Southeast Asia & Taiwan. Shopee
promotes an inclusive and sustainable digital ecosystem by enabling businesses
to digitalise and grow their online presence, helping more people access and
benefit from digital services, and uplifting local communities.
Shopee
offers an easy, secure, and engaging experience that is enjoyed by millions of
people daily. Shopee is also a key contributor to the region’s digital economy
with a firm commitment to helping homegrown brands and entrepreneurs succeed in
e-commerce.
Shopee
is part of Sea Limited (NYSE: SE), a leading global consumer internet company.
Sea’s mission is to better the lives of consumers and small businesses with
technology through its three core businesses: Shopee, Garena and SeaMoney.
About ShopeePay
ShopeePay is an integrated mobile wallet that offers
users easy access to digital payment services. Launched in the Philippines in
2019, ShopeePay enables a seamless shopping experience by allowing users to
make online payments on Shopee, top-up their wallets, and transfer and withdraw
funds.
ShopeePay
makes it easier to shop and do business. It provides users with a convenient,
secure, and rewarding payment option; it empowers businesses and helps them
capture new opportunities.
ShopeePay
is part of SeaMoney, the digital financial services arm of Sea Group. A leading
digital payments and financial services provider in Southeast Asia, SeaMoney’s
mission is to better the lives of individuals and businesses in the region with
financial services through technology.
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