Achieve Your Financial Goals This Year: Discover Metrobank's Intentional Saving Strategy and Its Triple Benefits!

 

Let’s face it, saving money can often feel like an uphill battle. Between daily expenses piling up, the uncertainty of unexpected costs, and the challenge of developing the right savings habits, it’s easy to feel overwhelmed.

And you’re not alone in this struggle. According to data from the Bangko Sentral ng Pilipinas (BSP), savings rates are on the decline, while household spending continues to rise. In the last quarter of 2024, the percentage of households with savings dropped to 25.6%, down from 29% in the third quarter. At the same time, household spending surged, particularly on food, clothing, and dining out. It’s a challenge many of us face: life keeps throwing curveballs, expenses creep up, and before you know it, your savings goals seem farther away than ever.

In a recent event, Metrobank discussed the challenges that may come with saving money and how you can have a fighting chance to turn this around – by adopting an intentional saving behavior, and taking advantage of meaningful offers like its recently launched Triple Bonus promo.

According to the bank, one simple but effective way to start saving money intentionally is through goal-based saving which entails having separate accounts for specific financial goals – a modern take on the classic envelope method. By having dedicated savings accounts for your goals, you create a clear boundary between what’s meant for spending on your essentials and what’s meant for saving for your dreams.

The bank also highlighted that saving shouldn’t feel like a sacrifice. While it’s important to save money to prepare for emergencies or retirement, Metrobank encourages savers like you to Save Without Missing Out or to #SWOMO. This entails setting aside money to fund your dreams, whether that’s a solo backpacking trip to Japan, a dream destination wedding, or buying a comfortable home. This helps strike a balance between striving to be financially secure and living the life you’ve always dreamed of.

Achieving your goals is even more rewarding with Metrobank’s Triple Bonus Promo, designed to provide valuable perks that support your financial aspirations. After all, investing in your savings is the greatest gift you can give your future self. By opening your first Metrobank savings or checking account between now and April 30, 2025, you'll unlock a triple bonus to jumpstart your savings journeyieving your goals is even more rewarding with Metrobank’s Triple Bonus Promo, designed to provide valuable perks that support your financial aspirations. After all, investing in your savings is the greatest gift you can give your future self. By opening your first Metrobank savings or checking account between now and April 30, 2025, you'll unlock a triple bonus to jumpstart your savings journey

1. PHP 1,500 Cash Gift: Consider this a head start, a boost to your savings, or a well-deserved reward for taking that first step in building your goals fund. Enjoy a cash gift equivalent to a 3% return on your savings, when you deposit and maintain PHP 50,000 in your account, for 6 consecutive months.

 

2. Rebates on InstaPay Fees for a year: Make your everyday transactions lighter on your wallet with up to 10 waived InstaPay fees per month, for 12 months. Just maintain at least PHP50,000 in your account monthly for a year to enjoy this exclusive benefit. This will definitely put more money back into your pocket – because every peso counts, especially for your everyday expenses.

 

3. AXA Personal Accident Insurance: Life happens, and unexpected expenses can derail your plans and deplete your savings. With this insurance coverage, you can focus on your goals, knowing that you have a safety net for unexpected events in your life. Keep at least PHP50,000 in your account every month for a year to enjoy this added protection.

 

With these rewards, Metrobank aims to encourage more people to be able to save money, and ultimately, start building the financial habits that will allow you to reach your life goals. To enjoy these offers, head to your nearest Metrobank branch and open your first Metrobank account.

This 2025, gift yourself a triple bonus as you save up for your life goals.

To learn more, visit your nearest Metrobank branch or head to https://metrobank.com.ph.